贝宝个人信用卡付款解决方法 [英] paypal personal credit card payment workaround

问题描述

我们在欧洲，实际上，不允许向朋友付款(使用信用卡/借记卡). 我们正在寻找避免贝宝注册的替代方法(我们知道这种付款类型的局限性 https: //www.x.com/developers/paypal/guest-payments ).

we are in Europe and actually, the guest payments (using credit/debit cards) to a friend aren't allowed. We are searching an alternative to avoid the paypal registration (we known the limitations of this payment type https://www.x.com/developers/paypal/guest-payments).

我们正在考虑下一个解决方法:(使用链式付款):

We are thinking the next workaround: (using chained payment):

          [fee 1]                             [fee 2]
Guest   ------------>   Primary receiver  -------------> Secondary receiver
(credit card)          (business account)                 (personal account)

因此，主要收款人一无所获，而是将所有收款人的钱都转给了次要收款人.

So the Primary receiver don't get any money, transfers all the receiver money to Secondary receiver.

问题在于，当您创建接收方列表时，必须指定主要和次要接收方的数量，如果我们将FeesPayer设置为SECONDARYONLY，则我们不知道确切的数量，因为我们不知道具体数量费用(费用1 +费用2).

The problem is that, when you create the receivers list, you must specify the amount of Primary and Secondary receiver, if we set feesPayer to SECONDARYONLY, we don't know which is the exact amount, because we unknow the amount of fees (fee 1 + fee 2).

我们已经看到了付款明细API操作"，试图从PayKey获取费用，然后完成payrequest消息，但是该信息不会在消息中返回.

We have saw the "Payments Details API Operation", to try to get the fees from PayKey and then complete the payrequest message, but this information doesn't return in the message.

有什么想法吗?

谢谢.

推荐答案

在链式付款"中，主要接收方接收付款总额.一旦主要付款人收到付款，则可以在其他收款人之间分配总额.

In Chained Payments the primary receiver receives the total amount of the payment. Once the primary receives the payments then up to that total amount can be split amongst the other recipients.

在此示例中，消费者支付了100.00美元:

For this example a consumer makes a $100.00 payment:

主要接收者会收到$ 100.00

Primary receiver receives $100.00

主要收款人然后自动将资金转发到:

Primary receiver then automatically forwards the funds to:

• 辅助接收器1 $ 50.00
• 辅助接收器2 $ 30.00
• 辅助接收器3 $ 20.00

这很好，只要次要接收方的总金额不超过主要接收方的金额.这还应该解决费用问题，因为拥有所有资金的次要接收方应对这两次交易的费用负责.

This is fine as long as the secondary receiver's collective amount doesn't exceed the primary receivers amount. This should also take care of the fee issue as the secondary receiver who has all the funds are responsible for the fees for both transactions.

您在交易之前不知道费用金额是正确的.这是在付款时由贝宝(PayPal)计算的，无法选择在付款前查看可能的费用.如果您是接收帐户的所有者，则可以执行计算，因为您已经知道要收取的费率.

You are correct in not knowing the fee amount prior to the transaction. This is calculated by PayPal while payment is being made and there is no option for seeing the possible fee prior to payment. If you are the owner of the receiving accounts you may perform the calculations as you are already aware of the rates being charged.

如果您有任何疑问，请告诉我.

Let me know if you have any questions.

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