支付用户贝宝帐户的最佳方式? [英] Best way to pay a users paypal account?
问题描述
我知道标题没有很好的描述性，抱歉.
I know the title isn't amazingly descriptive, sorry.
基本上，我正在创建一个网站，用户可以在其中搜索和购买网站布局、wordpress/joomla 主题等.现在用户将能够从 paypal 向他们的帐户存入贷项并使用此站点贷项"进行购买主题等.现在这可以通过 IPN 来完成，但对于销售主题的人来说，让他们将收入提取到他们的贝宝账户的最佳方式是什么.例子;
Basically I'm in the midst of creating a website where users can search for and buy website layouts, wordpress/joomla themes etc. Now users will be able to credit their account from paypal and use this 'site credit' to buy themes etc. Now this can be done with IPN, but for people selling themes, what's the best way to allow them to withdraw their earnings to their paypal account. Example;
- Joe Bloggs 积分(20 美元进入网站贝宝账户)
- Joe Bloggs 以 10 美元的价格从 John Smith 那里购买了一个主题(a. Joe Bloggs 帐户余额 = 原始余额 - 10，b. John Smiths 帐户余额 = 原始余额 + 10)
- 约翰史密斯想提取他刚赚到的 10 美元
感谢任何帮助，希望我足够清楚，如果有人可以推荐使用哪种类型的贝宝帐户，显然这种流量通过它，我需要尽可能少或没有限制.
Any help appreciated, hope I'm being clear enough, also if anyone could recommend what type of paypal account to use with this as obviously with this sort of traffic going through it I need as little to no limits as possible.
推荐答案
您将需要一个 Paypal Business 帐户以避免任何交易限制.
You are going to need a Paypal Business account to avoid any limitations on transactions.
至于通过贝宝向人们付款，我假设您将从网站帐户中向人们付款.如果是这样，那么您可以使用 PayPal Mass Pay API，它允许您从您用来调用 API 的帐户中向一个或多个用户付款.请参阅 https://cms.paypal.com/cms_content/US/en_US/files/developer/PP_NVPAPI_DeveloperGuide.pdf，以及有关 Mass Pay API 的部分以了解详细信息.还有一个等效的 SOAP 接口，但基础是:
As for paying people via paypal, I'm assuming you are going to pay the people out of the website account. If so, then you can use the PayPal Mass Pay API, which lets you pay one or more users out of the account you are using to call the API. See https://cms.paypal.com/cms_content/US/en_US/files/developer/PP_NVPAPI_DeveloperGuide.pdf, and the section on the Mass Pay API for details. There is also a SOAP interface equivalent, but the basics are:
- 提供接收帐户的 ID 或电子邮件
- 提供支付给他们的金额.
我不打算进入 NVP 或 paypal API 身份验证系统，因为您提到您已经将他们支付给您，但基本上相同的系统适用.
I'm not going to go into the NVP or paypal API authentication system, since you mention you've already sorted them paying you, but basically the same system applies.
如果您希望人们能够提款"，只需在注册时告诉他们指定一个付款电子邮件地址"，然后当他们想提款时，只需提供一个表格，其结果将调用API，并向他们付款.
If you want people to be able to 'withdraw', simply tell them at registration to specify a 'payment email address', and then when they want to withdraw, just have a form, the result of which runs the call to the API, and pays them.
编辑:刚刚检查过，Mass Pay API 需要网站支付专业版，每月收费 30 美元，交易费为:2.2% – 2.9% + 0.30 美元(这些仅适用于传入交易) - 参见 https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PaymentSolutions-outside 了解信息.不知道您项目的成本限制是什么.
Edit: Have just checked, and the Mass Pay API requires the Website Payments Pro, which costs $30 per month, and has a transaction fee of: 2.2% – 2.9% + $0.30 USD (these only apply to incoming transactions) - see https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PaymentSolutions-outside for info. Don't know what the cost limitations of your project are.
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