使用Apple Pay无需付款即可创建令牌 [英] Create Token With Apple Pay Without Payment

问题描述

我有两个问题：

1. 有没有办法在没有付款的情况下使用Apple Pay创建STPToken？在我的iOS应用程序中，客户输入他们的付款信息或决定在注册时使用Apple Pay。当客户决定进行购买（在注册后的某个时间），他们的卡将自动收费。有一种方法我可以打电话来检查是否可以进行付款请求，但似乎我必须实际运行付款并为卡取费才能获得令牌。请注意，如果客户手动输入付款信息，我可以创建客户并保存卡而无需向客户收费。如果客户决定使用Apple Pay，则只会出现此问题。

1. Is there a way to create an STPToken using Apple Pay without a payment? In my iOS app, the customer either enters in their payment info or decides to use Apple Pay when registering. When the customer decides to make a purchase (some time in the future after signing up), their card will be automatically charged. There is a method that I can call to check if the payment request can be made, but it seems that I have to actually run the payment and charge the card in order to get the token. Note that I can create a customer and saving a card without charging the customer if the customer enters in the payment info manually. This issue only comes about if the customer decides to use Apple Pay.

出于测试目的，当我使用付款创建令牌并向客户收取费用时在注册过程中卡，我注意到dynamic_last4和到期日期字段与实际卡不匹配。我不仅在我的程序中验证了这一点，而且在我登录Stripe的网站并检查客户的记录时也验证了这一点。虽然这些字段与实际卡不匹配，但我确实可以正确地为卡充电。这些字段是否会被Stripe或Apple以某种方式掩盖？

For testing purposes, when I do use the payment to create the token and charge the customer's card during the sign up process, I've noticed that the dynamic_last4 and expiration date fields do not match the actual card. I have verified this not just in my program, but also when I log into Stripe's website and check the customer's record. Although these fields do not match the actual card, I can indeed charge the card correctly. Are these fields being masked in some way by Stripe or Apple on purpose?

推荐答案

1. 您需要调用Apple Pay付款流程才能获得Apple生成的令牌。严格来说，你实际上不需要处理付款以获得令牌，否则你会用它做什么呢？存放吗？它们不可重复使用，您无法获取卡详细信息，否则将存储客户/卡对，以便将来生成令牌。如果您还不熟悉它，我强烈建议您查看Apple Pay Identity Guidelines文档： https://developer.apple.com/apple-pay/Apple-Pay-Identity-Guidelines.pdf ，为您的客户提供多种付款方式，包括Apple Pay。


2. 是的，对于Apple Pay，出于安全目的，last4 / exp值与实际卡取消关联。

1. You need to invoke the Apple Pay payment process in order to get the Apple-generated token. While strictly speaking you don't actually have to process the payment to get the token, what would you do with it otherwise? Store it? They're not re-usable and you don't get the card details to otherwise store a customer/card pair from it for future token generation. If you're not already familiar with it, I would strongly recommend reviewing the Apple Pay Identity Guidelines doc: https://developer.apple.com/apple-pay/Apple-Pay-Identity-Guidelines.pdf with respect to offering your customers multiple payment options including Apple Pay.
2. Yes, with Apple Pay the last4/exp values are disassociated from the actual card for security purposes.

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