信用卡贷记和借记/ACH 贷记和借记通过 Api 无需用户交互 [英] Credit card crediting and debiting / ACH crediting and debiting through Api without user interaction

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问题描述

我正在寻找一种方法来自动从一张信用卡转账到另一张信用卡或从一个银行账户转账到另一个银行账户,而最终用户无需登录贝宝或亚马逊付款等方式来完成该过程(通过将他们的在线余额转入他们的银行账户).

I'm looking for a way to automate a transfer from one credit card to another credit card or from one bank account to another bank account, without the end user having to login to something like paypal or amazon payments to complete the process (by transferring their on-line balance to their bank account).

这是对先前问题的扩展.
直接存款 API(ACH、EFT 等)

This is extension to the earlier question.
API For Direct Deposit (ACH, EFT, Whatever)

有人解决了这个问题.你能给出答案吗?

Anybody solved this. Could you suggest the answer?


我知道 PCI 兼容问题将存在于将信用卡信息存储在数据库中.所以我正在检查一个 API,它可以保存信息并进行信用卡的贷记和借记.


I know that PCI compliant issues will be there to store credit card info in database. So I am checking for an API which saves saves the info and doing crediting and debiting credit card.

在数据库中存储银行信息有什么问题吗?

Is there any issue to store the bank info in database?

[新]
我看到有一个 api.echeck.net 使用 ACH 网络并贷记/借记银行账户.

[new]
I saw that there is an api for that. echeck.net which uses ACH network and credit/debits a bank account.

是否可以通过 CIM API 将银行信息存储在 authorize.net 服务器中,并在网站需要通过脚本向消费者收款时使用它们?并且通过脚本是否可以从网站银行账户中记入用户银行账户?

Is it possible to store the bank info in authorize.net server through CIM API, and use them whenever website needs to collect money from consumer, through a script? and through script is it possible to credit the users bank account from website bank account?

推荐答案

我看到有一个 api.echeck.net 使用 ACH 网络和贷记/借记银行账户.

I saw that there is an api for that. echeck.net which uses ACH network and credit/debits a bank account.

是否可以存储银行信息通过 CIM 在 authorize.net 服务器中API,并在任何网站时使用它们需要向消费者收款,通过脚本?并通过脚本是否可以信任用户来自网站银行的银行账户帐号?

Is it possible to store the bank info in authorize.net server through CIM API, and use them whenever website needs to collect money from consumer, through a script? and through script is it possible to credit the users bank account from website bank account?

CIM 与 eChecks 配合使用,应该可以满足您的需求.有关 createCustomerProfileRequest 的详细信息,请参阅 CIM 手册 的第 9 页API 调用.

CIM does work with eChecks and should do what you need. See page 9 of the CIM manual for details of the createCustomerProfileRequest API call.

这篇关于信用卡贷记和借记/ACH 贷记和借记通过 Api 无需用户交互的文章就介绍到这了,希望我们推荐的答案对大家有所帮助,也希望大家多多支持IT屋!

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