PayPal 预先批准的付款 [英] PayPal PreApproved Payments

问题描述

我为我的众筹网站使用 PayPal PreApproved 付款，只有在项目获得成功支持后，才会向项目支持者收费.

I am using PayPal PreApproved payments for my crowd funding website, where project backers are only charged if the project is successfully backed.

我担心当一个项目成功时，PayPal API 试图收集资金时，高支付率会失败:

I am worried that high rate of payments will fail when the PayPal API tries to collect the funds when a project is successful:

• 支持者的 PayPal 帐户中可能没有任何资金
• 一旦项目成功，支持者可能会关闭他们的账户(故意停止付款)
• 支持者可能会移除/取消其预先批准的付款
• 等等...

付款失败的方式有很多种，这意味着项目所有者将无法获得资金.

There are a number of ways that the payment could fail which would mean that the project owner would not get their funds.

谁能建议一种收紧或确保付款的方法.请注意，PayPal 只允许您使用 PreApproved 付款进行众筹.另请注意，项目所有者需要能够从我的站点接收资金.有时，这些资金可能小至 10 美元或高达 10,000 美元，因此我们需要使用 PayPal 支付，因为没有其他方法可以将资金转给项目所有者

Can anyone suggest a way of tightening or securing payments. Please note, that PayPal will only allow you to use PreApproved payments for crowdfunding. Please also note that project owners need to be able to receive the funds from my site. Sometimes, these funds can be as small as $10 or up to $10,000 so we need to use PayPal to pay them as there is not other method of getting the funds to the project owner

推荐答案

我已经实施了 Paypal 自适应支付，并将其用于 http://www.wethetrees.com，我们遇到了您所描述的确切问题.捕获率几乎是随机的，我们通过一个活动将捕获率降至 35%，并且不得不手动发送所有支持者的发票.

I've implemented Paypal Adaptive payments and used them for payments at http://www.wethetrees.com and we had the exact problems you are describing. The capture rate is almost random, we were down to 35% with one campaign and had to manually send all backers invoices.

在捕获时，我们的支持者的账户已关闭/未授权、资金不足、付款方式不可用等.我们暂时转为直接捕获，这很好，因为我们获得了所有质押的 100%，但 Paypal 关闭了我们的账户当我们的一个广告系列提到古巴"一词时，恕不另行通知.

When capturing we had backers with closed/unauthorized accounts, insufficient funds, unavailable payment methods etc. We switched to just doing direct capture for a while, which is great since we get 100% of all pledges, but Paypal closed our account without notice when one of our campaigns mentioned the word "Cuba".

最终的解决方案是废弃 Paypal，所以现在我们使用 Wepay 和 Dwolla，我们也在考虑使用 Bitpay(比特币).似乎像 Paypal 想要杀死众筹或不了解它.任何低于 90% 的捕获率都是完全不可接受的，并且会导致项目失败.

The solution in the end was to scrap Paypal so now we're using Wepay and Dwolla, and we're considering Bitpay (Bitcoin) as well. Seems to like Paypal wants to kill crowdfunding or doesn't understand it. Anything less than a 90% capture rate is totally unacceptable and will cause projects to fail.

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