条纹银行到银行直接转账 [英] stripe bank to bank direct transfers

问题描述

好的，我对为客户直接银行转账设置 Stripe 的最佳方式有些困惑.这就是我想要做的.

OK, I am a little confused on the best way to setup Stripe for customer to customer direct bank transfer. Here's what I want to do.

我正在构建一个租赁平台，租户和房东可以在其中输入他们的银行信息(路线和账户)，然后每月从租户那里转账直接支付给房东(即银行到银行转账)月租.

I am building a rental platform where a tenant and landlord can enter their bank information (routing and account) and then on a monthly basis transfer money from the tenant to pay the landlord directly (ie, bank to bank transfer) for that months rent.

我认为 Stripe Connected 帐户最适合实现这一目标.但我想我还没有完全理解流程，即使在阅读了文档之后.任何见解将不胜感激.

I think Stripe Connected account makes the most sense to make this happen. But I guess I am not fully understanding the flow, even after reading the docs. Any insight will be greatly appreciated.

推荐答案

您需要使用 Stripe Connect代表他人接受付款.在您的场景中，您将为租户创建 customers 和 连接账户 为房东，然后创建费用 将资金从租户转移到房东，您的平台可以选择从交易中提取.

You need to use Stripe Connect to accept payments on behalf of others. In your scenario, you'd create customers for the tenants and connected accounts for the landlords, then create charges to move funds from a tenant to a landlord, with your platform optionally taking a cut out of the transaction.

由于您希望租户通过银行转帐付款，因此您需要使用 ACH 而不是卡片.

Since you want the tenant to pay via bank transfer, you'd need to use ACH rather than cards.

这篇关于条纹银行到银行直接转账的文章就介绍到这了，希望我们推荐的答案对大家有所帮助，也希望大家多多支持IT屋！