支付整合 [英] payment integration

问题描述

我将在我的网站中集成支付功能.我的要求类似于 Elance 托管.喜欢

I am going to integrate payment feature in my site. My requirement is something like Elance escrow. Like

1. 用户可以使用他们的在线支付帐户向我付款.
2. 我可以在我的在线支付帐户中保留他们的金额.
3. 他们可以从我的在线支付帐户中提取金额.

那么哪种在线支付服务会更好.我有一些服务提供商的列表.

So which online payment service will be better. I have a list of some service providers.

1. 支付宝
2. 谷歌结帐
3. 提醒支付

请指导我，这将满足我的要求.给我提供一些用于集成他们的 api 的 URL.

Please guide me which will fulfill my requirements. Provide me some URLs for integrating their api.

我要集成到 php 中.

I am going to integrate in php.

谢谢.

推荐答案

据我所知，Paypal 不允许托管资金，但他们确实有 自适应支付产品 您需要的是延迟链式支​​付模型来模拟托管模型.流程是这样的:

From what i know, Paypal does not allow escrow of funds but they do have adaptive payment products What you need would be the Delayed Chained Payments model to simulate the escrow model. The flow is as such:

1. 发送 Pay API 请求，将 actionType 设置为 PAY_PRIMARY
2. 使用包含 payKey 的 ExecutePayment API 请求执行付款的次要支路

延迟付款的有效期为 90 天，由客户系统决定在 90 天内二次付款应延迟多长时间.所以他们需要在 90 天内通过 API 调用执行二次支付.例如，系统中没有设置说要在创建后10天执行二次支付.

The delayed leg of the payment will be valid for 90 days, it's up the client system to determine how long within that 90 day period the secondary payment should be delayed. So they need to execute the secondary payment within 90 days via the API call. There is no setting within the system to say that the secondary payment should be executed 10 days after creation for example.

PayPal 充当电子钱包.因此，您无需通过银行账户持有资金.相反，PayPal 帐户可以像物理钱包一样持有余额.你最终需要做的是从这个钱包中取出并存入你的银行账户.您只能在将银行账户关联到您的 PayPal 账户并确认其合法后才能执行此操作.

PayPal acts as an electronic wallet. So you do not need to hold the funds with a bank account. Rather the PayPal account can hold balances as if it were a physical wallet. What you need to do eventually is to withdraw from this wallet and deposit into your bank account. This you can only do after you link a bank account to your PayPal account and have it confirmed as legit.

话虽如此，我认为如果我知道，paypal 将是渗透率最高的支付服务.Googlecheckout 或 alertpay 可能不错，但仅在某些国家/地区可用.

That being said, i think paypal would be the most penetrated payment service provided that i know. Googlecheckout or alertpay may be good but available only in certain countries.

这篇关于支付整合的文章就介绍到这了，希望我们推荐的答案对大家有所帮助，也希望大家多多支持IT屋！