P2P移动应用的银行API [英] Banking API for P2P mobile app

问题描述

所以我正在美国境外创建一个P2P支付应用程序。是否绝对有必要获得银行的许可才能连接到他们的API？我不想让银行介入，因为他们对我的应用程序不满意。



我尝试了什么：



我聘请了一个开发团队。首席开发人员说，绝对有必要让银行参与并要求访问他们的API，但这是我不想采取的路径。完全披露，我不是程序员。

So I am in the process of creating a P2P payment app outside the US. Is it absolutely necessary to get permission from a bank to connect to their API? I don't want to involve the banks as they will not be happy with my app.

What I have tried:

I hired a team of developers. The lead developer said that it was absolutely necessary to involve the banks and ask access to their API, but this is a path I do not want to take. Full disclosure, I am not a programmer.

推荐答案

你别无选择。您要么参与银行并获得许可，要么您的应用程序已经死亡。

You simply have no choice. You either involve the banks and get permission or your app is dead in the water.

引用：

他们对我的应用程序不满意

they will not be happy with my app

嗯，这告诉我你不会得到银行的许可，即使你问。所以，再次，你的应用程序可能已经死了。



当然，我不知道你的应用程序做了什么，但如果你这样说，它对银行来说不是好事，也可能只会让顾客感到烦恼。

Well, that tells me you're not going to get the permission from banks, even if you ask. So, again, you're app is probably dead in the water.

Granted, I have no idea what your app does, but if you're saying this, it can't be good for the bank and will probably just piss customers off too.

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