使用Paypal或其他付款处理服务进行小额付款? [英] Micropayment processing using Paypal or other payment processing service?

问题描述

当前，我使用PayPal进行付款处理.几乎90％的商品售价为$ 0.99美元，并希望使用Paypals的小额付款帐户，但PayPal指出支持向美国到美国，GB到GB，AU到AU以及EU到EU交易的商家进行小额付款".我的公司位于美国，但客户范围非常广泛.这是否意味着使用小额付款选项，我无法接受居住在欧洲或美国以外的人的付款?目前，我使用的是普通帐户，每笔交易要支付$ .34，这是非常无利可图的.我还可以使用其他收费较低的付款处理服务吗?

Currently, I use PayPal for payment processing. Almost 90% of the items are sold for $.99 and would like to use Paypals's Micropayment account, but PayPal states "support for Micropayments to merchants for US to US, GB to GB, AU to AU, and EU to EU transactions". My company is located in the US but the customers are very global. Does this mean using Micropayment option, I can't take payment from someone who lives in Europe or outside the US? Currently I am using the regular account and I am paying $.34 for each sale, which is very unprofitable. Are there other payment processing service I can use with lower fee?

谢谢.

推荐答案

除非您像快餐连锁店那样拥有如此高的交易量，否则很难获得交易价格可用于小额支付的商户帐户.大多数提供商会建议您采用一种汇总模式，在这种模式下，您可以销售内容，但仅定期向客户收费，即每月向客户收费一次，以便将多个购买捆绑在一起，从而减少交易费用的影响.

Unless you have insanely high volume like fast-food chains do, it is very difficult to obtain a merchant account where the transaction pricing is feasible for micro-payments. Most providers will suggest an aggregation model where you sell your content but only bill your customers periodically, i.e. bill them once a month so that several purchases are bundled together, making the transaction fees less of an impact.

以下是提供这种模型的一家提供商:

Here is one provider offering such a model:

http://www.allcharge.com/services-billing-micro -payments.asp

我不为上述公司工作(实际上，我为不提供小额支付的支付公司工作).

I do not work for the above company (in fact, I work for a payments company that does not offer micropayments).

我敢肯定，这不是您想要的答案，但希望能对您有所帮助.

Not the answer you were hoping for, I'm sure, but hopefully it helps.

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