使用 Paypal 或其他支付处理服务进行小额支付处理? [英] Micropayment processing using Paypal or other payment processing service?

问题描述

目前，我使用 PayPal 进行付款处理.几乎 90% 的商品以 0.99 美元的价格出售，并希望使用 Paypals 的小额支付账户，但 PayPal 表示支持向美国到美国、GB 到 GB、AU 到 AU 以及欧盟到欧盟的商家的小额支付".我的公司位于美国，但客户非常全球化.这是否意味着使用小额支付选项，我不能从居住在欧洲或美国以外的人那里接受付款?目前我使用的是普通账户，每次销售我支付 0.34 美元，这是非常无利可图的.我可以使用其他支付处理服务以较低的费用吗?

Currently, I use PayPal for payment processing. Almost 90% of the items are sold for $.99 and would like to use Paypals's Micropayment account, but PayPal states "support for Micropayments to merchants for US to US, GB to GB, AU to AU, and EU to EU transactions". My company is located in the US but the customers are very global. Does this mean using Micropayment option, I can't take payment from someone who lives in Europe or outside the US? Currently I am using the regular account and I am paying $.34 for each sale, which is very unprofitable. Are there other payment processing service I can use with lower fee?

谢谢.

推荐答案

除非您像快餐连锁店那样拥有非常高的交易量，否则很难获得交易定价对小额支付可行的商家帐户.大多数提供商会建议采用聚合模型，您可以在其中销售内容但仅定期向客户收费，即每月向他们收费一次，以便将多次购买捆绑在一起，从而降低交易费用的影响.

Unless you have insanely high volume like fast-food chains do, it is very difficult to obtain a merchant account where the transaction pricing is feasible for micro-payments. Most providers will suggest an aggregation model where you sell your content but only bill your customers periodically, i.e. bill them once a month so that several purchases are bundled together, making the transaction fees less of an impact.

这是一个提供这种模型的提供商:

Here is one provider offering such a model:

http://www.allcharge.com/services-billing-micro-payments.asp

我不在上述公司工作(实际上，我在一家不提供小额支付的支付公司工作).

I do not work for the above company (in fact, I work for a payments company that does not offer micropayments).

这不是您希望的答案，我敢肯定，但希望它有所帮助.

Not the answer you were hoping for, I'm sure, but hopefully it helps.

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