在Android for SaaS上使用外部付款处理器，而不是Google Play应用内结算 [英] Using external payments processor on Android for SaaS instead of Google Play In-app Billing

问题描述

我已经建立了一个带有订阅的SaaS网站，该网站由外部付款处理器(可以是 Stripe ， Braintree ， Paddle 等).

I’ve built a SaaS website with subscriptions, enabled by an external payments processor (which could be Stripe, Braintree, Paddle, etc.).

现在，用于我的SaaS的此网站已打包在一个小的 WebView 包装器，并将作为Android应用程序发布.但是在Stripe网站上，我发现了这一点:

Now this website for my SaaS has been packaged in a small WebView wrapper and is about to be released as an Android app. But on the Stripe website, I found this:

Google的开发人员条款要求与应用程序相关的购买(例如高级功能或积分)是通过其原生的应用内结算API进行的.

Google’s developer terms require that purchases related to the app, such as premium features or credits, are made via their native In-app Billing API.

– https://stripe.com/docs/mobile/android

深入研究Google Play的术语，您会发现以下内容(强调我的意思):

Diving deeper into Google Play’s terms, you can find this (emphasis mine):

• 提供在Google Play上下载的游戏中提供产品或提供对游戏内容的访问权限的开发人员，必须使用 Google Play应用内结算作为付款方式，但以下情况除外:
  • 付款仅用于实物产品
  • 付款是针对可能在应用本身之外消费的数字内容(例如可以在其他音乐播放器上播放的歌曲)

• Developers offering products within a game downloaded on Google Play or providing access to game content must use Google Play In-app Billing as the method of payment.
• Developers offering products within another category of app downloaded on Google Play must use Google Play In-app Billing as the method of payment, except for the following cases:
  • Payment is solely for physical products
  • Payment is for digital content that may be consumed outside of the app itself (e.g. songs that can be played on other music players)

– https://play.google.com/intl/zh-CN/关于/monetization-ads/

因此，这似乎比Stripe的解释更宽容，并且由于我的SaaS并非游戏，也可以通过通用的网络浏览器使用，因此我的理解是，使用外部支付处理器而不是Google Play的帐单是可以的.

So that seems more permissive than Stripe’s interpretation, and since my SaaS is not a game and can be used via a generic web browser as well, my understanding would be that using an external payments processor instead of Google Play’s billing is fine.

一方面，这意味着大多数数字服务都可以避免Google Play的计费，而可以使用其他功能，这在Google看来(太)公平了.另一方面，这不包括Google可以从中产生大量收入的游戏，因此这可能又是合理的.

On the one hand, this would mean that most digital services could avoid Google Play’s billing and use something else, which seems (too) fair on Google’s part. On the other hand, this excludes games, which Google can generate a lot of revenue from, so it may be reasonable again.

这不是法律问题，无论如何在法律文献中或通过咨询律师都找不到答案.取而代之的是，根据对上述条款的解释，完全取决于Google的酌处权.

This is not a legal question, and the answer could not be found in legal literature or by asking a lawyer, anyway. Instead, it’s entirely up to Google’s discretion whether using an external payments processor is allowed or not, based on one’s interpretation of the terms presented above.

因此，我寻求法律指导，而不是寻求法律指导，而是在现实生活中使用示例，以支持对以上术语的任何解释.

So instead of legal advice, I’m looking for practical guidelines and examples of real-world usage that supports any interpretation of the terms above.

我找到的一个示例是Dropbox:Dropbox在Android上下载了他们的应用程序后，允许我在两种付款方式之间进行选择:Google Play或Dropbox自己的网站上的借记卡.这似乎支持对Google Play条款的更宽松的解释.

One example that I’ve found is Dropbox: Having downloaded their app on Android, Dropbox allows me to select between two payment methods: Google Play, or debit card on Dropbox’s own site. This seems to support the more permissive interpretation of Google Play’s terms.

另一个示例是Spotify，它会打开一个WebView，您可以在其中选择几种付款方式，而Google Play都不是.不过，该应用仍具有Android的应用内购买许可，而且Play商店中也已公开该信息，因此也许他们仅在特定国家/地区使用Google的应用内帐单.

Another example is Spotify, which opens a WebView where you can choose from several payment options, none of which is Google Play. The app still has Android’s permission for in-app purchases, though, which is also disclosed in the Play Store, so perhaps they’re using Google’s in-app billing in specific countries only.

还有其他现实世界的例子吗?

Are there any other real-world examples?

推荐答案

有这样的应用程序.例如，各种网络提供商可能会争辩说，使用电话或互联网的能力不是物质上的好处.具体的例子是Skype，它允许从应用程序内的Webview购买Skype点数.

There are such apps. Various network providers for instance, one could argue that ability to use phone calls or internet is not a physical good. Specific example would be Skype, which allows buying skype credit from a webview within the app.

但是我认为对您来说，WPS Office android应用将是一个很好的例子，它建议通过应用内订阅或信用卡付款升级到高级版.

But I think a good example for you would be WPS Office android app, which suggests upgrading to premium with an in-app subscription or a credit card payment.

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