API直接存款（ACH，电汇，无论） [英] API For Direct Deposit (ACH, EFT, Whatever)

问题描述

我在寻找一种方法来自动从一个银行帐户转移到另一个，而无需登录到像PayPal或亚马逊支付完成整个过程（通过他们的在线余额转入自己的银行最终用户帐户）。我环顾四周在线了一下，发现一些厂商的看起来要能做到这一点，但API文档没有让我觉得肯定它。

I'm looking for a way to automate a transfer from one bank account to another, without the end user having to login to something like paypal or amazon payments to complete the process (by transferring their on-line balance to their bank account). I've looked around online a bit, and found some vendors that seem to be able to do that, but API documentation doesn't make me feel sure about it.

谁能推荐他们已经习惯这样做服务？很显然，我正在寻找一个基于Web的API。完整的过程是一个中间人的网站，收集金（这是比较容易的部分），那么支出，单付款（不收费）银行账户。

Can anyone recommend a service they've used to do something like this? Obviously I'm looking for a web based API. The complete process is a middleman site that collects payments (that's the easy part), then disburses the payment (less a fee) to a bank account.

亚马逊支付将是巨大的（允许三方/市场交易）;但是，我们正在寻找一些直接向最终用户的银行帐户。

Amazon Payments would be great (allowing three-party/marketplace transactions); however, we're looking for something direct to the end users bank account.

（我知道这是不严格有关 code 的，但我想有可能是有人在那里谁做了类似的事情。）

(I know this isn't strictly about code, but I figured there might be someone out there who has done something similar.)

推荐答案

我肯定会建议对AllianceACH.com暂且。他们受到了他们的银行起诉，我们失去了一个$ 5000个存款，因​​为他们没有足够的钱退还了。

I definitely would advise against AllianceACH.com for the time being. They got sued by their bank and we lost a $5000 deposit because they don't have the money to refund it.

我是pretty确保他们走出去的企业，虽然并不积极。如果他们最终得到他们的共同行动，并且让我们回到我们的存款，我肯定会再次使用它们。他们停止提供ACH的服务后，我们切换到FirstAch.com。

I'm pretty sure they are going out of business, although not positive. If they do end up getting their act together, and giving us back our deposit, I would definitely use them again. After they stopped providing ACH services, we switched to FirstAch.com.

FirstACH.com有你所需要的 - 但是我不得不提醒你的界面（API都和GUI）是可怕和讨厌。他们的客户服务是无能的，他们不与你合作，提供适合您的个性化需求的解决方案灵活。不幸的是，他们是我们已经找到最好的。

FirstACH.com has what you need - however I have to warn you their interface (both API and GUI) are terrible and annoying. Their customers service is inept and they aren't flexible in working with you to provide solutions tailored to your individual needs. Unfortunately they are the best we have found.

我们正在寻找到富国银行业务解决方案作为替代，但我怀疑这会不会几乎便宜。

We are currently looking into Wells Fargo business solutions as an alternative, however I suspect it won't be nearly as cheap.

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